Retirement Plan Services for Employers and Teams
OUR APPROACH
As a fee-only fiduciary, our role is to act in the best interests of both plan sponsors and plan participants. For employers, that means thoughtful oversight, disciplined investment management, and reduced fiduciary burden. For employees, it means access to education, guidance, and investment options designed to support informed, long-term decision-making.
Our Deep-Dive Planning Process Includes:
We provide a structured approach to defined contribution plans that prioritizes robust governance and improved participant outcomes through clear, consistent management.
Employer Services
We design a plan governance framework, create and maintain an investment policy statement (IPS), coordinate with recordkeepers and TPAs, develop and monitor the plan investment menu, and benchmark the plan on an ongoing basis to reduce sponsor fiduciary risk.
Participant Guidance & Onboarding
We deliver onboarding, enrollment support, group education, one-on-one coaching, communications, and tools — such as automatic rebalancing and target-date options — to improve participation, savings rates, and long-term financial security for employees.
Investment Oversight & Implementation
We construct low-cost, diversified investment menus and turnkey portfolios, perform ongoing due diligence, monitor performance, benchmark fees, and regularly implement strategic oversight aligned with the IPS.
Support for Plan Sponsors and Participants
A successful retirement plan requires ongoing oversight and communication. We provide ongoing support to sponsors through regular reviews and reporting, and offer education and guidance to participants. This dual focus helps ensure the plan remains aligned with sponsor goals and accessible to employees over time.
Plan Services
Services Provided for Retirement Plans
- 3(38) fiduciary investment management
- Investment selection, monitoring, and performance reporting
- Investment Policy Statement (IPS) creation and maintenance
- Sponsor and plan goal reviews
- Plan provider benchmarking
- Participant education and behavioral guidance
- One-on-one retirement planning assistance
- Group education sessions
Pricing
Retirement plan consulting fees are based on plan size and complexity and may be up to 0.70% of plan assets under management, with a minimum annual fee of $4,000. Pricing is clearly disclosed at inception and reviewed regularly. We work with plan sponsors to build an affordable and transparent fee structure for both employers and participants.
Layline Advisors is a fully independent, fee-only advisor and does not receive commissions from service providers or fund managers.